The archive
Every piece is sourced, dated, and cautious by design. We update the ones that matter when prices, rules, or products change.
ETF Education · Featured
Accumulating or distributing ETF? A country-by-country tax walkthrough for European investors — with the compounding math, real UCITS examples (VWCE vs VWRL), and the mistakes people actually make.
19 Apr 2026 · 17 min read · by Marvin
ETF Picks
Tiered UCITS ETF picks for European beginners in 2026 — start-here one-fund, two-fund splits, bond sleeves and tilts. Real ISINs, TERs and factsheet links, no hype, YMYL-safe.
19 Apr 2026 · 19 min
Broker Reviews
A sourced, use-case-first review of DeGiro for European investors in 2026. Real fees (including the Core Selection rules and the €2.50/year exchange connectivity fee), BaFin/DGS/ICS investor protection, product depth vs Trading 212, and the 2019 DNB AML fine — addressed honestly.
19 Apr 2026 · 15 min
ETF Reviews
A sourced, YMYL-safe review of EIMI (iShares Core MSCI EM IMI UCITS ETF Acc, IE00BKM4GZ66) for European investors in 2026 — fund facts, the IMI small-cap advantage, the canonical IWDA + EIMI 88/12 pair strategy, China/Taiwan weights, country tax, where to buy.
19 Apr 2026 · 15 min
Beginner Guides
A plain-English walkthrough of how a European beginner actually starts investing in ETFs in 2026 — UCITS rules, broker comparison, accumulating vs distributing, and your first purchase.
19 Apr 2026 · 16 min
Broker Reviews
A sourced, use-case-first review of Interactive Brokers for EU and UK investors in 2026. The Ireland/UK entity split (CBI + FSCS), IBKR Lite vs Pro reality for Europeans, interbank FX at 0.20 bps + $2 min as the industry-leading edge, fractional shares in Europe, and the January 2021 GameStop restriction — addressed honestly.
19 Apr 2026 · 15 min
ETF Reviews
A sourced, YMYL-safe review of IWDA (iShares Core MSCI World UCITS ETF Acc, IE00B4L5Y983) for European investors in 2026 — fund facts, ticker variants (SWDA/EUNL), head-to-head vs VWCE, pairing with EIMI, country tax, where to buy.
19 Apr 2026 · 17 min
ETF Reviews
A sourced, YMYL-safe review of SWRD (SPDR MSCI World UCITS ETF, IE00BFY0GT14) for European investors in 2026 — cheapest-TER physical MSCI World tracker at 0.12%, direct head-to-head vs IWDA, 30-year TER-drag math, where to buy, who should pick SWRD over IWDA.
19 Apr 2026 · 15 min
ETF Reviews
A sourced, YMYL-safe review of SXR8 (iShares Core S&P 500 UCITS ETF Acc, IE00B5BMR087) for European investors in 2026 — fund facts, SXR8 vs IWDA, SXR8 vs VUAA, tech concentration risk, country tax, where to buy.
19 Apr 2026 · 17 min
Portfolio Construction
The classic Bogleheads three-fund portfolio adapted for European investors — UCITS ETF equivalents with real ISINs, three allocation examples, broker routing, rebalancing, and the PRIIPs reason you can't copy US templates.
19 Apr 2026 · 18 min
Broker Reviews
A sourced, use-case-first review of Trading 212 for UK and EU investors in 2026. Real fees (including the 0.15% FX fee), the FCA/FSCS vs CySEC/ICF entity split, the new SIPP, Pies worked example, and the 2021 GameStop incident — addressed honestly.
19 Apr 2026 · 14 min
Broker Comparisons
A sourced, use-case-first comparison of Trading 212 and DeGiro for European investors in 2026. Real fees, real regulation, real history — and who actually belongs on which platform.
19 Apr 2026 · 17 min
ETF Reviews
A sourced, YMYL-safe review of VWCE (Vanguard FTSE All-World UCITS ETF Acc, IE00BK5BQT80) for European investors in 2026 — fund facts, holdings, country tax, ticker disambiguation, where to buy, and who should and shouldn't own it.
19 Apr 2026 · 16 min