A research-led ETF journal, written for European readers.

Why this site exists

Most English-language investing content is written for US readers. It assumes you can buy VOO or VTI at Schwab, that your account is denominated in dollars, and that your tax rules look like the IRS’s. If you’re reading from Amsterdam, Dublin, Lisbon, Paris, Warsaw or Tallinn, almost none of that applies to you.

Zero To Stocks is a slow, research-led guide to long-term investing for European retail investors: UCITS ETFs, EU-based brokers, PRIIPs, and the kind of boring portfolio design that tends to outperform excitement over decades.

Who writes here

Zero To Stocks is run by Marvin, a Netherlands-based operator who runs a small portfolio of research-led niche sites. The author profile will expand over time with regular contributors. This is a journal-first project — we publish slowly, cite everything, and correct mistakes in the open.

Nobody writing here holds a financial advisory licence. We do not offer advice, we offer education. The difference matters.

Editorial standards

• Every factual claim should link a primary source (ETF issuer, broker page, or regulator).
• No price targets, no buy/sell recommendations, no "this ETF will outperform" claims.
• Broker fees and TERs are checked at publication and re-verified at major updates.
• Affiliate links are disclosed both on this page and on every article that contains them.

We are not financial advisors

Nothing on Zero To Stocks is personalised investment advice. The content is for educational purposes only. Your personal situation — tax residence, risk tolerance, time horizon, existing investments — matters enormously, and we don’t know any of it. If you need advice that takes your situation into account, speak to a regulated financial advisor in your country.

Contact

Spotted an error? Want to pitch a correction? See our contact page.